Five Great Things to Look for in a Retirement Home

Choosing the right retirement home might be more important than choosing a starter home.Why? You generally buy a retirement home during your richly seasoned years. By the time you start shopping for a retirement home, the end of your work career is in view.

Amenities that can turn a retirement home into an oasis

There may be no other time in your life when you spend more time at home than during retirement. Not only are you getting your finances together, you’re daydreaming about a quieter life. In fact, when you pick up the telephone and call a realtor, informing her that you want to start looking for a place to retire, you might already be counting down the remaining years left for you to work.

Because you’ll likely spend most of your time in or around  your house after you retire, to appreciate your end-of-work years, pick a house that you love. Get a retirement home with these five benefits, some of the benefits and amenities are multi-purpose, and you could enjoy being at your house decades after you retire:

  • Lots of space – Large, open rooms are easy to maneuver around, reducing the chances that you will bump into another person in your house. Ample space also makes it easy to avoid bumping into furniture,cabinets and shelving.
  • Few or no steps – The fewer steps in a retirement home, the less likely it might be that you will stumble and fall. Should you experience balance challenges, not having to climb up and down steps could prevent you from getting seriously injured.
  • Large, open windows – Bay windows with amazing outdoor views turn a retirement home into an oasis. Sitting in the living room or on the front porch in such a setting can be immediately relaxing.
  • Newly installed title or hardwood floors – You won’t have to worry about carpet stains with quality tile or hardwood floors. Cleaning tile and hardwood floors generally takes less work than scrubbing and steaming carpet.
  • Open floor plans – This design benefit keeps you from having to struggle with door knobs as you get older.

Get a home you love before you head into retirement

In addition to the above structure designs and amenities, go for a retirement home that has newly installed appliances and amenities. Your retirement home shouldn’t force you to deplete your bank account just to finish one necessary repair after another. It also shouldn’t put you at risk of slips and falls, the latter which happens more frequently as people age.

Instead of being too small, your retirement home should be large enough to accommodate family gatherings, outdoor entertainment and other social engagements. If you had children, the house should definitely make it easy and fun for your grandchildren and great-grandchildren to spend a night or weekend with you.

In a nutshell, a great retirement home has no less than five winning amenities.These winning amenities help you to feel more relaxed and alive at home than you’d feel if you spent a night at a hotel.

How To Make The Home Buying Process Go Smoothly

The process of buying a home is anything but cut and dry. There will undoubtedly be some twists and turns along the way. First, you need to be pre-approved for a mortgage. Then, you’ll need to find a home that fits both your needs and your budget. Finally, you’ll put in an offer on a place and hope for the best throughout the rest of the process.

There are plenty of things that you can do as a buyer to make buying a home both easier and more streamlined. Below, you’ll find some of the best tips that are specifically for those seeking to buy a home. 

Give Them An Offer They Can’t Refuse

When there is a low quantity of homes and a high number of buyers, competition can get fierce. When the market is like this, you’re not guaranteed to get a property that you put an offer on. It may take making several offers on homes in order for you to finally get the keys to your dream house. 

You never want your offer to be too low. A low offer could be insulting to sellers and instead of being countered, could just be outright refused. Make an offer too high and you still have a problem. A high offer may be accepted, however, it’s not going to be approved by your mortgage company for you to borrow that much for the purchase. If an offer is accepted and a home appraises for less, you may be left with thousands of dollars that you need to pay on the spot in order to secure the home. 

The best way to present an attractive offer is to work with an expert realtor who can do the appropriate research and let you know what a good offer on the home would be.           

Know Your Contingencies

After an offer on a home has been accepted, you need to get to work on the contingencies that you’re going to want on the home. Your realtor will also be a huge advocate in this area. Contingencies will include things like the right to do a home inspection, the appraisal contingency, and the contingency that you’ll only be able to move forward with buying the home if you have appropriate financing. These protect you as a buyer so that if something falls through, you’ll be able to back out of the deal without a penalty.

Don’t Go Credit Happy

Once your offer is accepted and your financing is in place, don’t head out to buy tons of new furniture and appliances for your new home. Your credit matters until you get the keys to the house. Opening new credit cards or adding significant debt can affect your credit score negatively, possibly putting a damper on your home purchase. Hold off on making purchases until after you move into the house.    

Open house on 8/20/2017 at 79 Baldwin Rd Billerica, MA 01821


Date: 08/20/2017 Time: 1:00 PM to 3:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

Well maintained, updated and spacious Cape with in-law potential, in-ground pool, nicely landscaped private backyard on a 34,000 sf lot. The first floor has a kitchen with newer maple cabinets, granite counter tops, recessed lighting, Center Island and stainless steel appliances. This is open to the living room with a wood fireplace and decorative mantel. There is also a den or office. There are three good size bedrooms upstairs with a full bath. The in-law potential setup, is on the first floor with cherry cabinet kitchen open to a living area, full bath, and bedroom. The layout is flexible with different options. The basement is party finished with large family room. The back yard is gorgeous with beautiful plantings, pool, screen house, patio, and two sheds. No need to go on vacation, it’s all here. Enclosed porch, fenced yard, all appliances stay and plenty of parking. There are solar panels on the roof which help to pay the electric cost. No showing until Sunday Open House 1-3.

Single-Family – 79 Baldwin Rd Billerica, MA 01821 is now new to the market!

Well maintained, updated and spacious Cape with in-law potential, in-ground pool, nicely landscaped private backyard on a 34,000 sf lot. The first floor has a kitchen with newer maple cabinets, granite counter tops, recessed lighting, Center Island and stainless steel appliances. This is open to the living room with a wood fireplace and decorative mantel. There is also a den or office. There are three good size bedrooms upstairs with a full bath. The in-law potential setup, is on the first floor with cherry cabinet kitchen open to a living area, full bath, and bedroom. The layout is flexible with different options. The basement is party finished with large family room. The back yard is gorgeous with beautiful plantings, pool, screen house, patio, and two sheds. No need to go on vacation, it’s all here. Enclosed porch, fenced yard, all appliances stay and plenty of parking. There are solar panels on the roof which help to pay the electric cost. No showing until Sunday Open House 1-3.

This is a Cape style home and features 8 total rooms, 2 full baths, 4 bedrooms, 0.78 Acres, and is currently available for $489,900.

For complete details click here.

Getting What You Want in a New Home

One of the worst mistakes you can make when looking for a new home is to allow yourself to become discouraged. Once that happens, your energy level drops, your optimism wavers, and your standards slide.

Searching for just the right house for you and your family may take longer than you expect, but success is often right around the corner! In the mean time, persistence and mental focus will help you get past the rough spots and detours. If you decide to work with a real estate buyers’ agent, they will help keep you motivated, encouraged, and updated on new listings.

Although a certain amount of flexibility is necessary when you’re in the market for a new home, there are advantages to having a clear picture in your mind of what you’re looking for. There are a lot of factors that can play a role in your degree of happiness and comfort in a new home, and it’s vital to recognize exactly what those key features and characteristics would be.

Here are a few things to mull over as you visit homes for sale and compare the pluses and minuses of each.

  • Location: In addition to seeking out a neighborhood that’s convenient for shopping, commuting, and meeting your family’s needs, it also pays to keep investment value in mind. While nobody can look into a crystal ball and say with absolute certainty that property values will increase in the foreseeable future, there are educated guesses and projections that can be made based on trends and available data. An experienced real estate agent can be one of your best resources in determining whether a neighborhood is growing or declining. Very often there are telltale signs that are worth paying close attention to when evaluating different homes for sale.
  • Architectural style: While many house hunters are only interested in features like square footage, lot size, and the quality of the school district, you may have preferences for specific architectural styles. Finding a house that conforms to your architectural preferences can make a big difference in your level of satisfaction. Although there are more than thirty different styles from which to choose, many people lean toward Colonial houses, Craftsman style homes, Contemporaries, Ranch houses, Tudors, Victorians (Queen Anne, for example), Cape Cods, Art Deco houses, Split Levels, and Bungalows. Other style possibilities include Dutch Colonials, Georgian-style houses, and Spanish-influenced architectures , such as the Monterey, Spanish Eclectic, and Pueblo. While some styles tend to be mostly confined to certain areas of the country, most communities have a wide array of architectural styles available to home buyers.
  • Condition of the Home: Some of a house’s flaws are easy to spot, while others may require the expertise of a certified house inspector. The extent to which you’re willing to make repairs, updates, and renovations to a new home will be one key factor that will determine which house is best for your needs, goals, and budget.

There are literally dozens of features, characteristics, and quality standards to keep in mind when shopping for a new home, but location, structural condition, and style are three factors that are well worth including on your priority list.

Open house on 8/13/2017 at 22 Kenmar Dr Billerica, MA 01821


Date: 08/13/2017 Time: 12:00 PM to 2:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

Well maintained 2 BR corner end unit, top floor, many recent updates.The living room has engineered wood flooring. The dishwasher is 2 yrs old, gas stove is 3 yrs, built in microwave oven is 3 yrs. The kitchen has wood base & wall cabinets, hardwood flooring, tile backsplash. All interior doors are wood 6 panel. Counter top is plas laminate. Kitchen has multiple recessed LED downlights on dimmers. Bedrooms are carpeted. Bathroom is tiled, with wood vanity & wall cabinets and recessed lights. All rooms have ceiling fans. New composite balcony & slider. Condo has privacy due to the location, nice view to grassy area. Big advantage is door to attic is next to entry door. Getting stuff in and out of attic is very easy. Enjoy the in-ground swimming pool in the hot summer days. Laundry is located in the building. You are allocated 2 parking spots and there is guest parking also. On site office located in the same building. First showings will be Open House on Sunday 8/13 12-2.

Condo – 22 Kenmar Dr Unit 209 Billerica, MA 01821 is now new to the market!

Well maintained 2 BR corner end unit, top floor, many recent updates.The living room has engineered wood flooring. The dishwasher is 2 yrs old, gas stove is 3 yrs, built in microwave oven is 3 yrs. The kitchen has wood base & wall cabinets, hardwood flooring, tile backsplash. All interior doors are wood 6 panel. Counter top is plas laminate. Kitchen has multiple recessed LED downlights on dimmers. Bedrooms are carpeted. Bathroom is tiled, with wood vanity & wall cabinets and recessed lights. All rooms have ceiling fans. New composite balcony & slider. Condo has privacy due to the location, nice view to grassy area. Big advantage is door to attic is next to entry door. Getting stuff in and out of attic is very easy. Enjoy the in-ground swimming pool in the hot summer days. Laundry is located in the building. You are allocated 2 parking spots and there is guest parking also. On site office located in the same building. First showings will be Open House on Sunday 8/13 12-2.

This is a Garden style home and features 4 total rooms, 1 full bath, 2 bedrooms, and is currently available for $189,900.

For complete details click here.

Three Points to Consider Before You Relocate for a Job

Move to anew house and you could step into job security. Relocating when the division you work with moves to a new city or state can signal to your employer that you’re dedicated, loyal and steadfast. But, buying a new house solely because your employer is relocating comes with risks. These three points can help to reduce risks associated with buying a new house that’s directly linked to a job move.

Job move could lead to a new house

Employment contract – Many jobs are at will, meaning that you can leave the job at anytime. With an at-will job, an employer can also bring your job to an end for any reason, as long as the reason does not violate employment laws. Before you move and buy a new house to follow an employer to another town, check your employment contract. See if your employer will offer you a written, guaranteed bonus if you move. If the bonus covers three months or more of your annual salary, it could give you time to find new employment should you get laid off after you relocate.

Housing assistance – Check with your human resources representative to see if you’ll receive housing assistance if you relocate. Generally, the employer must ask you to relocate to get housing assistance. You also may have to move 50 or more miles one way to receive housing assistance. Housing assistance can cover closing costs, transporting your household goods to your new home, temporary housing costs and fees associated with selling your current home. The amount of housing assistance that an employer offers varies. Get a good housing assistance package with your relocation and you could significantly trim the amount of money you spend out-of-pocket on your move. Get all housing assistance agreements in writing.

Buying a new house due to a job move requires honesty

Ripple effects of moving to a new house – Move to a new house and you’re children could be forced to go to a new school, you could put hundreds of miles between your family and you could have to learn a new culture. You could also have to get accustomed to a new climate. Reduce the risks of moving to a new house during a job relocation by talking openly with your family, including your young children, about the move. Get everyone in your family’s buy-in. Also, ask your employer and human resources representative how your role will change after you relocate. If possible, negotiate a move when interest rates are low and the costs of houses in the area you’re moving to are low to competitive.

Pack and move when your employer ask you to work in a division that’s moving to a different region of the country and you could forego a layoff. The fact that your employer ask you to move is a sign that your employer values your talent.Another way that your employer values your talent is to offer you relocation assistance. Accept this assistance before you agree to move. It could save you closing costs, equity and help with your down payment.